Agree with the repair savings fund way. I took the KNOWN leadoff buying a 2012 V8 from BMW. The fun part is my payment went down by the amount of my savings fund.
Hopefully* I win out.
Maybe I won't.
But the EW way was more upfront for too few miles.
Wish me luck.*
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*In most cases I would be the first to tell you that neither HOPE nor LUCK is a good strategy. But buying the car I did is bad strategy to begin with.
Just enjoying the ride.