Two options for warranty? Help Please

[yoandry]

I need some opinion soon as possible.
I have a contract with Royal's Shield warranty to sing or cancel.
Second option:
I called my Bank and they offer Cuna Mutual Warranty for members only ( seems Legit as my bank is Federal. " Suncoast Credit Union")

I called DCU for Route 66 and they don't offer anything if the aren't the loaner. So it is out of the question.

1: Royal's Shield Warranty





2: Cuna Mutual Warranty

[yoandry]

Between these two, which one will you buy?

[P1]

I'm no help here mate, I'd personally be nervous going with anything that's not BMW.

[yoandry]

Originally Posted by P1et

I'm no help here mate, I'd personally be nervous going with anything that's not BMW.

I know, but my BMW dealer is offering me Fidelity that is aftermarket warranty too for way more expensive, and I need one no matter what.

[P1]

What's the difference in price between what BMW is offering you through Fidelity vs. your other options?

[yoandry]

Originally Posted by P1et

What's the difference in price between what BMW is offering you through Fidelity vs. your other options?

Pictures are all here in my first post.
Example: The contract I have with Royals Shield is Premium 4years/48k miles for $3345 and $0 deductible

For Cuna Mutual warranty that my bank is offering just for members is on the pictures too. Like for Platinum 5years\100k miles for $2158 and 100 deductible

Fidelity from BMW is the last one. For platinum 1year/12k miles $3140 and $250 deductible.

See fidelity is expensive for less time coverage.

[bmwx5er]

Originally Posted by yoandry

I need some opinion soon as possible.
I have a contract with Royal's Shield warranty to sing or cancel.
Second option:
I called my Bank and they offer Cuna Mutual Warranty for members only ( seems Legit as my bank is Federal. " Suncoast Credit Union")

I called DCU for Route 66 and they don't offer anything if the aren't the loaner. So it is out of the question.

I'm fairly certain this is not true. You need to be a member of the CU (takes a $5 donation to one of the charities in their list). That's it. And then you'll be able to buy the warranty from them.

You can also try PenFed. In the thread on Route66 from bimmerfest that I pointed to earlier, one member confirmed that PenFed does not require an auto loan to buy the warranty.
Caution: PenFed will likely claim that BMW X-models are excluded. That is wrong. You have to engage Route66 and get a policy from PenFed - read the Route66 thread; many forum members have shared their experience).

[bmwx5er]

The 5yr/100K Platinum from CUNA looks good on paper. Do your research on how their claims experience is before you pull the trigger. I'm comfortable with Route66 because there are numerous documented cases where the claims were paid without hassle (some in the thread I posted, and many in the 3 and 5 series forums at bimmerfest).

[djrabbi]

You can get Rt. 66 through DCU but you have to be a member. They don't need to be the loaner. I got a quote from them and was going to get it but it was too late before I traded the car in.

[djrabbi]

Take a look at CarChex also.

[FCD BMW]

Do you think an extended warranty is worth it in general? I have a 2013 X5 50 with 36K miles and warranty up in May 2016. Quoted $4341 for 72mo/70K PL and $2295 for MP extension for 24 mos. Dealer said likely to need brakes in next 24 mos which would pay for MP extension all by itself. Planning to keep for maybe 3 years tops.

[yoandry]

Originally Posted by FCD BMW

Do you think an extended warranty is worth it in general? I have a 2013 X5 50 with 36K miles and warranty up in May 2016. Quoted $4341 for 72mo/70K PL and $2295 for MP extension for 24 mos. Dealer said likely to need brakes in next 24 mos which would pay for MP extension all by itself. Planning to keep for maybe 3 years tops.

You definitely want a warranty with any bmw. And the 50i engines are problematic and expensive repair.

[racermp]

try fccu.org. they will sell you rt66. you can quote from their website. i think buy too. i refied my x5 here


https://fccu.org/?Cabinet=Main&Drawe...rance+Products