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      09-05-2012, 10:53 AM   #1
BMWX54SFV
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BMW Wheel/Tire Protection Policy..Is it Worth It!

I purchased the BMW wheel/tire policy because we will be driving back and forth to South Florida at least twice per year. The policy is 5 years with a modest deductible and the cost averages about $200/year. Unused portions are refundable to the original owner. I have the 18" run flats which are between $400-$500/ea.
At the time I thought this was a good deal for my situation but second guessing myself.
Anyone purchase this option at delivery?
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      09-05-2012, 11:23 AM   #2
X548i20"
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I purchased the same policy for $1800/5 years, at delivery. I'm assuming the cost was higher because I live in the NYC area and have 20" rims with runflats. I decided that it wasn't worth it for me because I was seeing used rims online and in these forums for reasonable prices and plan on switching to non-RFT's when my Duelers wear out in about 20k miles (what!?).
I cancelled within 30 days and am entitled to a 100% refund.
$200/year is better than my $400/year.
You're basically paying for 'peace of mind' and the convenience of pre-paid replacements if/when you get a flat/damaged rim.

Some people have mentioned that I could, umm, drive over a nail "on accident' and get a tire replaced every year. Or that I could "accidentally" drive over a curb and get a new rim and tire. Seems like I'd be risking damage to my suspension...as well as being unethical.
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      09-05-2012, 03:50 PM   #3
two-five boy
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Can you tell me the process of cancelling the policy to receive your refund? I'm thinking about cancelling mine after 2 yrs. Thanks



Quote:
Originally Posted by X548i20" View Post
I purchased the same policy for $1800/5 years, at delivery. I'm assuming the cost was higher because I live in the NYC area and have 20" rims with runflats. I decided that it wasn't worth it for me because I was seeing used rims online and in these forums for reasonable prices and plan on switching to non-RFT's when my Duelers wear out in about 20k miles (what!?).
I cancelled within 30 days and am entitled to a 100% refund.
$200/year is better than my $400/year.
You're basically paying for 'peace of mind' and the convenience of pre-paid replacements if/when you get a flat/damaged rim.

Some people have mentioned that I could, umm, drive over a nail "on accident' and get a tire replaced every year. Or that I could "accidentally" drive over a curb and get a new rim and tire. Seems like I'd be risking damage to my suspension...as well as being unethical.
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      09-06-2012, 10:52 AM   #4
Vastyle
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Just got a brand new 315/35 dunlop RFT installed No Charge and No questions asked! Worth it to me!
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      09-06-2012, 05:33 PM   #5
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the tire and rim warranty does not cover curb damage, a rim only will be replaced if it causes the tire to lose air. Also if u get a nail or screw in the tire there has to be enough depth left to justify a replacement tire. if the tire is bald and u get a puncture , no replacement tire . I never get the insurance, i take the gamble
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      09-06-2012, 06:42 PM   #6
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i got the wheel insurance for my M and last x5.. i think it is worth it, they always replace my tires when they get punctured with no questions asked (even if they were bald)
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      09-06-2012, 07:41 PM   #7
BMWX54SFV
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Thanks for the good replies. I will keep it for awhile due to the long haul driving I have to do twice a year.
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