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      10-23-2012, 07:23 PM   #1
jettie1767
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Is this a good deal?

I like to run these numbers by the members of this forum. I'm considering a 2013 X6 35i for a lease.

Here are the numbers I have:

MSRP: $73,595
Selling Price: $68,893.52
Money Factor: .00155
Residual: 59%
7 MSDs: $5,950
Fees, TTL, etc: $2,266.44
36 mos - 12k miles/year
Monthly payment: $829

Do the numbers look right and is it a good deal?

Thanks in advance!
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      10-25-2012, 06:35 PM   #2
doug_999
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The issue with MSDs are if you want/need to get out of the lease, you need to get someone to fork over that cash to you - that makes it difficult to get out. So I know it lowers your MF, but it does come with risk. Numbers seem good BTW at first glance.
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      10-26-2012, 05:40 AM   #3
jettie1767
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My thinking with MSDs was that I am preserving my cash while lowering the monthly cost. I prefer not to put any downpayment on a lease. But, I was told by the dealer that if I wanted to get out of this car, the MSD will be returned and/or applied to the car I'm getting next?
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      10-26-2012, 03:58 PM   #4
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Quote:
Originally Posted by jettie1767 View Post
My thinking with MSDs was that I am preserving my cash while lowering the monthly cost. I prefer not to put any downpayment on a lease. But, I was told by the dealer that if I wanted to get out of this car, the MSD will be returned and/or applied to the car I'm getting next?
Your dealer is correct - if you get out of the car with BMW. If however you do something like Swaplease then the new lessee must pay you the MSDs since they will be refunded to him when he gets out of the lease (or the lease is up).
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      10-26-2012, 04:16 PM   #5
jettie1767
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Quote:
Originally Posted by doug_999 View Post
Your dealer is correct - if you get out of the car with BMW. If however you do something like Swaplease then the new lessee must pay you the MSDs since they will be refunded to him when he gets out of the lease (or the lease is up).
Ok, now I understand. Thanks for the info.
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