[CFoote]

This is a tough call. It's nice having a nice, brand new vehicle but you sure do pay for it. If you go new, you should keep it long term so the depreciation doesn't hurt you financially.

As far as X4 vs X6 goes, how big of a vehicle do you want? That's really the difference between the two. I'm over 6 feet and I find the X4 a decent size, but still a little small overall. If you are used to a 3 series size, the X4 may be perfect for you.

X4 has some newer technology in the Nav system, but nothing that I would pick one over the other about. It's really up to you and what size vehicle you want - the 2.8 engine is a capable engine even though people pick on it because its a 4cyl. A friend has a 528i and it has plenty of acceleration for daily driving.

Chris