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How about taking that second wage and putting it towards an appreciating asset rather than a depreciating one. I only say that because I see it all too often people over extending themselves to own an M car when they could be making better financial decisions. I'm not saying this is your case but if your income alone can't afford it, it's probably not a good idea.
I personally owned a few M cars in my past and frankly there a lot better things in life than being strapped to a lofty monthly payment and a high maintenance vehicle. Of course everyone's financial positions are different...
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