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I purchased the same policy for $1800/5 years, at delivery. I'm assuming the cost was higher because I live in the NYC area and have 20" rims with runflats. I decided that it wasn't worth it for me because I was seeing used rims online and in these forums for reasonable prices and plan on switching to non-RFT's when my Duelers wear out in about 20k miles (what!?).
I cancelled within 30 days and am entitled to a 100% refund.
$200/year is better than my $400/year.
You're basically paying for 'peace of mind' and the convenience of pre-paid replacements if/when you get a flat/damaged rim.
Some people have mentioned that I could, umm, drive over a nail "on accident' and get a tire replaced every year. Or that I could "accidentally" drive over a curb and get a new rim and tire. Seems like I'd be risking damage to my suspension...as well as being unethical.
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