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If you're going to get a warranty, get the BMW EVP. Gold is essentially what pre-1/1/14 CPO was, Platinum is essentially post-1/1/14 CPO. There is a $750 markup on any EVP plan no matter what level or duration, so use that to negotiate. I have a local dealer who will do it for cost + 100 (read $650 off MSRP) and that was going to be my plan if I found a non-CPO vehicle.
Note however that a key read is required for BMW EVP so that kind of limits your options in terms of shopping, unless you feel comfortable sending your key somewhere else.
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